Thank you Terry, Jim & Michael,
Actually I do have the book that you have quoted, guess after a couple of moves and not having done any research for more years than I care to admit, I completely forgot about it. Digging thru some boxes in storage I was able to locate it!
I have started reading the chapter re: GEDCOM and am starting to understand. As Michael phrased, I am getting some ideas so I'll be able to do some 'trial & error' and proceed. I was also able to extract some information using Terry's post from Rootsweb. Thanks for that. I'll be kept busy for a bit with the above mentioned ..... don't be surprised if I come calling again for further clarification!
Thanks so much - Derreck